Attention Self-Employed Physicians

If You're A Self-Employed Physician Earning $300K+ A Year, We'll Save You At Least $30K In Taxes This Year, Or You Don't Pay

You keep seeing patients while Duncan plans your year before December 31st, sets your estimates and files your returns.

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Client Reviews

16 Five-Star Reviews From Duncan's Clients On Google

5.0 from 16 reviewson Google
“Duncan is great at tax preparation. He is very responsive and walks you through every step of the way. Highly recommended especially for physicians and other professionals.”
JLJason LevyGoogle review
“Duncan is an expert in all matters that pertained to my tax situation. He took time to educate, advise, and correct past mistakes. With his help, I am confident my return is as correct as it can be.”
ZHZachary HillGoogle review
“Duncan takes the time to go through tax strategies and, more importantly to me, educates while doing so... He provides all the services I was looking for with self-employment while frequently updating, advising, and navigating through the process.”
JWJimmy WebbGoogle review
“As a new self-employed worker, I had no idea what to expect when setting up my business and Duncan helped me through the entire process. The guidance we received was invaluable.”
DRDaniel RamirezGoogle review
“Excellent service, professional, efficient, and reliable. Notably, Duncan takes the time to explain everything clearly and makes tax season stress-free. I feel like I’m in great hands.”
NPNeisha PatelGoogle review
“Everything has been very clear and any questions I’ve had concerning my accounting and business needs have been addressed expeditiously with an attention to detail I’ve not experienced with other firms.”
MGMegan GaddisGoogle review

Is This You?

Who Is This For?

Who This Is For:

  • You're a self-employed physician earning $300K or more a year on 1099 locums work, a partnership K-1 or your own S-Corp.
  • Your preparer files correctly every spring, but nobody plans your year while there's still time to change it.
  • You set aside 40% of every check and pay estimates off last year's income, and the final bill still surprises you.
  • You formed an S-Corp, or you're thinking about one, and you're not sure it saves anything once payroll and a second return are paid for.
  • You're paid by several agencies or work in more than one state, and you want one person who sees how it all stacks up.
  • You want every recommendation explained in plain English, so you never sign off on something you don't understand.

This Is Not For:

  • Physicians who only need a basic W-2 return filed.
  • Doctors earning under $300K a year in self-employed income.
  • Anyone shopping for the lowest-cost filing service.
  • Anyone who isn't interested in putting the recommendations in place.

100% Done-For-You

Here's Everything We Do For You

Here's how Duncan runs the tax side of a self-employed physician's year, from the first review to the filed return.

We Review Every Income Source

Duncan goes through your 1099s, K-1, entity, deductions, estimated payments, retirement accounts, real estate and every state you worked in, then works out where your real tax-saving opportunities are.

We Set Up The Right Structure

We run the S-Corp math against payroll, bookkeeping and filing costs, set a salary that holds up, and match you to the retirement setup that fits, from an individual 401(k) to a cash balance plan.

We Keep Your Estimates Current

You get a mid-year and a year-end tax projection, each with action items and a personal video from Duncan, so your estimates follow this year's income instead of last year's.

We Run Your S-Corp Back Office

If you have an S-Corp, Duncan runs your payroll, keeps your books and files the 1120-S, then coordinates the K-1 with your personal return so the numbers match everywhere.

We File And Explain Your Returns

We complete your federal and state returns, including resident and nonresident returns when you've worked in more than one state, and walk you through the result in a personal video.

We Stay With You All Year

We meet at least 3 times a year, and in between you have year-round access by email, video replies and as-needed meetings whenever a new contract, state or property comes up.

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On The Record

Does It Actually Work?

“
Duncan Carter, EA, has helped me tremendously in doing my taxes and helping me understand many of the tax implications of 1099 work. I feel better educated and more independent after working with him. The process has been easy and Duncan has helped with all my questions along the way.
DB
Dr. Bryan Bennett
1099 locums physician
“
In addition to helping me file my taxes, he also provided me a detailed analysis of my tax savings under different circumstances and did an excellent job of educating me about the different nuances of each route... He also walked me through how to establish an S-corp step by step.
DO
Dr. Oliver Refugio
Client
“
Duncan’s proactive approach to tax strategy is what drew me to him in the first place. He is not just a tax preparer, but a tax planner who prioritizes strategy and education.
DT
Dr. Theodore Cisu
Physician
“
AMAZING service! Very strategic and progressive approach to providing services. Everything is presented transparently and communications regarding questions, concerns, and collaboration throughout all aspects of accounting and tax strategy are embraced.
DH
Dr. Hendel Villamizar
Converge Health LLC

Still On The Fence?

Frequently Asked Questions

My preparer already files everything correctly. What would change?+
Probably nothing about the accuracy. A preparer reports your year after it closes, and by then the salary, the retirement contributions and the estimates are already set. Duncan looks at your year while it's still open, so the return in spring reflects a plan instead of a surprise.
Do I actually need an S-Corp?+
Not necessarily. An S-Corp can cut your self-employment tax, but it adds payroll, bookkeeping, a second return and ongoing compliance. Duncan checks whether the savings clearly beat those costs at your income, and what salary makes the math work, before you form one or keep one.
Is saving at least $30K realistic for someone like me?+
Over the last 12 months, Duncan's clients saved an average of $38,356 each using his tax savings plan. Your number depends on your income, structure, state and what you're already doing, so Duncan reviews your actual numbers before he estimates the value of any move.
I don't have the bandwidth for another project. What falls on me?+
At the start, you fill out a set of questionnaires and send documents through a secure process, which is mostly finding files you already have. After that, Duncan does the analysis and records personal videos you can watch between cases. The payroll, the books and the returns are his job, not yours.
I work locums in more than one state. Can Duncan handle that?+
Yes. Physicians who live in one state and work in another may need resident and nonresident returns. Duncan reviews your contracts, work locations, income, expenses and prior payments to work out which state filings you need and whether a resident credit applies.
What does it cost?+
Most relationships start with an initial tax planning engagement at $2,750, one time. Ongoing personal tax services are $295 a month and, for S-Corp clients, business tax services are $395 a month, each paid annually. Duncan confirms what fits your situation on the strategy call.
When will I actually see the savings?+
The savings show up when your return is filed, but most of the moves have to be in place by December 31st. S-Corp wages have to run through payroll by then, and anything you buy for your work has to be in service by then, which is why the work starts as soon as you're on board.
Do you work with physicians outside New Jersey?+
Yes. Duncan works with self-employed physicians virtually, nationwide, so it doesn't matter which state you live in or where your assignments take you.
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One Last Step

Want To Know What You Could Keep Before December 31st?

On the strategy call, Duncan goes through your income mix, what you're doing now and whether it still fits what you earn. Then he walks you through the moves he'd make before December 31st, with a rough value on each.

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Any client results described on this page are not a guarantee of future results. Every tax situation is different, and outcomes depend on your income, structure and timing. This site is not affiliated with or endorsed by Facebook, Instagram, Google or any other advertising platform.